Underwriting Associate

Business: Westminster American Insurance Company

Location: Owings Mills

FULL TIME • PERMANENT

Business Product/Service: Property & Casualty Insurance

Business Address:
8890 McDonogh Road Suite 310
Owings Mills, Maryland 21117

Phone: (443) 291-4040

Contact Name: Abrielle Templin
Title: Engagement Strategist
Email: atemplin@gowaic.com
Website: https://www.westminsteramerican.com/

Job Description

About the Underwriting Associate Position
At WAIC, we do things differently. With fewer than 25 employees, we’re more like a family than a corporation. We foster a collaborative, engaging work environment where individual contributions are valued, and we invest in our employees’ success. We believe in underwriting with intelligence and creativity – our philosophy is to find ways to say “yes” when it makes sense, rather than following rigid rules.
We are currently looking for a motivated Underwriting Associate that will assist the underwriters with various underwriting duties. Experience in the insurance industry is preferred but not required. The ideal candidate would be willing to learn, someone who takes pride and ownership in their work, and someone who can work well independently and as part of a team.
Key Responsibilities
• Review all incoming applications and refer to the appropriate person
• Order and review loss control inspections. Follow up when needed
• Process policy quotes as directed by Underwriters
• Review and approve policy endorsement requests within guidelines
• Review and approve cancellation requests
• Handle special assignments as needed
• Maintain a solid understanding of systems, workflows, guidelines for assigned product lines and other materials in order to fulfill work assignments
• Process loss run requests
Work Environment & Perks
Salary Range: $45,000-$60,000
This position includes details on salary and benefits in compliance with state and local pay transparency laws. Please be aware that salaries for this role may differ among individuals based on factors such as location, personal skills and qualifications, education, certifications, experience, job performance, and potential for revenue generation.
• Hybrid Schedule: Three days per week in our Owings Mills office (mandatory in-office on Mondays and Thursdays; staff splits Tuesdays and Wednesdays in-office/WFH).
• Compressed Work Schedule (CWS) Option: Work an extra hour Monday-Thursday and get every other Friday off.
• Competitive Salary + Full Benefits Package, including 401(k), health insurance, PTO, and more.
• Work Environment: This role is primarily located in a standard office environment with minimal noise, occasional light lifting, and sitting at a desk for extended hours.
• Unique Benefits: Each employee gets one additional paid day off annually to volunteer at a charity of their choice.
Why WAIC?
Westminster American Insurance Company (WAIC) is a fast-growing, A- rated commercial P&C carrier headquartered in Owings Mills, Maryland. If you’re looking for a place where your expertise is valued, where you’re encouraged to think beyond the checklist, and where you’ll be part of a tight-knit, supportive team, WAIC could be your next great opportunity.
Equal Opportunity Employer
WAIC is an Equal Opportunity Employer. We are committed to a diverse and inclusive workplace and do not discriminate on the basis of race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under applicable law.

Job Requirements

Requirements
• 2 years of insurance industry experience preferred but not required. Relevant school background is preferred.
• Must have strong written and verbal communication skills
• Must have excellent problem-solving, organizational, and interpersonal skills
• Ability to use sound judgment and make decisions within underwriting guidelines
• Must be willing to work within a team environment and independently when needed
• Ability to manage multiple tasks
• Proficient computer skills including Outlook, Word and Excel.
• High Attention to detail.

Other Job Requirements
Background Check

Wages per hour: $45,000-$60,000
Number of openings: 1
Overtime: NO
Benefits: YES
401k, health insurance, PTO, etc.

Days of Work:
MONDAY 8:30-4:30  TUESDAY 8:30-4:30  WEDNESDAY 8:30-4:30  THURSDAY 8:30-4:30  FRIDAY 8:30-4:30
Shift:

How to Apply: https://www.ziprecruiter.com/job/f5a625ae
Willing to Train: YES
Experience Required: NO
Experience in Months:
Minimum Age: 21 & over
Closing Date: 06/21/2025